Why Consider Cash Based Physical Therapy?
Are you looking for a good physical therapist in Cincinnati? Have you been to traditional physical therapy offices and been let down? There are a few reasons why you may consider cash pay physical therapy instead of traditional models:
Reason 1: High Deductible Healthcare Plans
In many cases outpatient physical therapy clinics have fee schedules for their services that are relatively high, knowing insurance companies will only reimburse them for a portion of what they bill. In these cases, someone going to a few PT sessions without having met their deductible are likely to pay quite a bit for PT. Consider this example in hospital-based outpatient PT where an eval charge is $170 and each unit of treatment (approximately 15 minutes) is $70:
Visit 1: A one hour appointment where an evaluation and 2 units of treatment are billed equaling $310
Visits 2-6: 3 units of treatment are billed each visit at an average cost of $70 per unit, totaling $210 per visit. 5 visits in this case would be another $1050
The total cost to the patient for 6 visits prior to meeting their high deductible would be $1460!
Now, consider coming to physical therapy at Complete Sports Rehabilitation with up front pricing:
A new patient evaluation is $125, and a 1-hour follow up visit is $90. The same six visits above would cost only $575! 30-minute follow up visits are available at $50 to further help the consumer reduce health care costs to fit their budget. For those with a high deductible, a few sessions of PT at Complete Sports Rehab are the way to go!
Reason 2: Insurance Doesn’t Pay for Prevention
Weekend warriors, runners, powerlifters, martial artists, recreational athletes, busy moms and dads, and people of all ages like to work out and be active. And many will deal with a little pain here and there and just wait for it to go away…or wait for it to get worse! In many cases, a session or two of corrective exercise and stretching, dry needling, cupping, or soft tissue mobilization can keep active people on the move, without having to take time away from activity. In a traditional PT experience, a patient needs to have pain, see a doctor, get a referral and come to PT. All of this takes time and energy away from doing what you enjoy. By taking the initiative to see a PT via direct access without a physician referral, you can get evaluated sooner, start treatment before the pain lingers on, and get back to activity as soon as possible!
Reason 3: Insurance Doesn’t Pay for Performance
The gap between rehabilitation and performance has only narrowed over time. From foam rolling to dry needling, cupping to progressive overload, principles of good rehabilitation and good performance training have much in common. In many cases, once a patient has good function and low pain, insurance companies will stop paying for care and the patient or athlete is left on their own. In addition, many therapists are required to discharge patients who haven’t returned to PT in 30 days or longer. In contrast, a cash payment PT model allows an athlete to use a physical therapist as needed throughout a marathon training program or a long baseball season without having to conform to a traditional physical therapy plan. A cash pay physical therapy model empowers the patient to use physical therapy treatment as they see fit!